Will My Insurance Pay For An Abortion In Kentucky?

When it comes to making a choice for an unplanned pregnancy, finances can often be a significant factor. While many women become overwhelmed at the thought of providing for a child, the costs associated with choosing abortion are often overlooked.

As you make a choice for your pregnancy, ALC Pregnancy Resource Center is here to provide you with the information you need to make the decision that’s best for you.

Will Insurance Pay for an Abortion in Kentucky?

In the state of Kentucky, there are various restrictions when it comes to abortion and insurance coverage. 

If you are covered by a health plan offered by the state, abortion will only be covered in the cases of life endangerment, rape, or incest. 

If you are covered under private insurance, abortion is only covered in the case of life endangerment, unless an additional rider is purchased. 

How much does abortion cost out-of-pocket? 

If your reason for seeking an abortion does not qualify you for coverage, you will be responsible for the cost of your abortion on an out-of-pocket basis.

The out-of-pocket cost of abortion will depend on the procedure you qualify for. 

If you are within 70 days of gestation, you may qualify for a medical abortion procedure, which costs, on average, $500. 

Surgical abortions can be accessed throughout the pregnancy and cost between $500 and $3,000.

What other costs should I be aware of when deciding if abortion is right for me? 

The cost of an abortion is not limited to the price of the procedure. As you decide if abortion is right for you and your budget, you’ll want to consider the following costs you might face: 

  • Necessary pre-abortion screenings and testing, including lab-quality pregnancy testing, an ultrasound scan, and STI testing
  • Emergency care in case of abortion complications, such as infection, sepsis, and hemorrhaging
  • Medications, if needed
  • Follow-up appointments to ensure the abortion was properly completed

Where can I find affordable pregnancy services near me? 

Deciding what to do when faced with an unplanned pregnancy is no easy task. ALC Pregnancy Resource Center is here to help you make this difficult decision by providing you with the resources and support you need during this time — at no cost to you!

Schedule your appointment at ALC Pregnancy Resource Center for free pregnancy testing, options counseling, and abortion information!